Small Ways to Save Money
Pul tejashning oddiy yo‘llari
- H Host
Tinglashdan oldin: kalit so‘zlar
Har bir so‘zni bosing, eshiting va ovoz chiqarib takrorlang. Bu so‘zlar audioda uchraydi.
💡 Kontekst haqida o‘ylang: Moliyaviy podkast: kundalik hayotda pul tejash usullari.
Tayyor bo‘lsangiz, tugmani bosing
Matnga qaramasdan to‘liq tinglang. Kim gapiryapti, qayerda va nima haqida? Har bir so‘zni emas, umumiy ma’noni tushunishga harakat qiling. Kerak bo‘lsa, ikki marta tinglang.
Tushundingizmi?
Javobni tanlang. Ishonchingiz komil bo‘lmasa, pastdagi pleyer orqali qayta tinglang.
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1 How much would one $4 coffee a day cost in a year?
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2 What is the 24-hour rule?
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3 How much of your salary should you save?
Matn bilan tinglash
Istalgan gapni bosing — o‘sha joydan ijro etiladi. So‘zlar eshitilgan sari yonib boradi.
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Most of us don’t spend too much on big things. We lose money on small things every day.
Ko‘pchiligimiz katta narsalarga ortiqcha pul sarflamaymiz. Pulni har kuni mayda narsalarga yo‘qotamiz.
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Take coffee. If you buy one coffee a day at four dollars, that’s almost fifteen hundred dollars a year.
Qahvani olaylik. Har kuni to‘rt dollarlik bitta qahva olsangiz, bu yiliga qariyb bir ming besh yuz dollar.
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Try the twenty-four-hour rule. When you want to buy something you don’t need, wait one day.
24 soat qoidasini sinab ko‘ring. Kerak bo‘lmagan narsani olgingiz kelsa, bir kun kuting.
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Very often, the next day, you don’t want it anymore.
Ko‘pincha ertasi kuni uni endi xohlamaysiz.
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Also, check your subscriptions. Many people pay for apps and streaming services they never use.
Obunalaringizni ham tekshiring. Ko‘p odamlar hech qachon foydalanmaydigan ilova va striming xizmatlari uchun pul to‘laydi.
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Finally, save automatically. Move ten percent of your salary into savings on payday, before you can spend it.
Va nihoyat, avtomatik jamg‘aring. Maosh kunida sarflashga ulgurmasdan, maoshingizning o‘n foizini jamg‘armaga o‘tkazing.
Diktant
Gapni tinglang va eshitganingizni aynan yozing. Katta-kichik harf va tinish belgilari hisobga olinmaydi. Raqamlarni so‘z bilan yozing.
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